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FloodPowerful storms can lead to flooding, even for individuals who do not live in a designated flood zone. That is why flood insurance is an important consideration for all homeowners.

Homeowner policies specifically exclude damage resulting from flood. However, flood insurance is available through the National Flood Insurance Program at an affordable premium cost. In addition, excess flood insurance is available for those individuals who need more coverage than that offered by the National Flood Insurance Program. There is a 30 day waiting period for the coverage to become effective.

Despite precautions, you still may incur a water damage loss. Fortunately, your CRS specialist can help advise you through the claim process. We also offer coverage for flood and backup of sewers and drains, both common causes of water damage.

Contact a CRS Specialist today .